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Pension Contribution Planner
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Pension Contribution Planner
Pension Contribution Planner
Work backwards from your desired retirement income to
estimate how much you need to contribute each month from now
until retirement.
1. Income goal in retirementToday’s KES
How much you’d like to spend per month in retirement,
in today’s shillings.
Roughly how long you expect retirement to last (e.g. from 60 to 85).
Use after-fees numbers. The planner calculates a
real return (return minus inflation) to work out the
retirement pot needed.
2. Saving towards that goalBefore retirement
Include employer contributions if they are fixed. Used to compare
your current plan with what is required.
Please enter sensible values: income, years in retirement, ages and
years until retirement must be positive (retirement age > current age).
💡 Rule of thumb: the earlier you start and the higher the
pre-retirement return, the lower the monthly
contribution needed to reach your goal.
Contribution Summary
Waiting for numbers…
Required monthly contribution: KES 0.00
To reach a retirement fund of KES 0.00
Required fund at retirement
KES 0.00
Implied withdrawal rate
0.0% p.a.
Years until retirement
0 years
Real return used (after inflation)
0.0% p.a.
Your current monthly contribution
KES 0.00
Gap in monthly contribution
KES 0.00
Projected pot with current plan
KES 0.00
Funding coverage with current plan
0.0% of target
How close your current plan is to the target0.0% funded
This planner simplifies many factors (tax, fees, annuity vs drawdown,
changing spending patterns). Use it as a starting point for planning
and consider getting personalised advice before making big decisions.
