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Money Personality Assessment – Kenyan Edition
🧠 Money Personality Assessment – Kenyan Edition

Money Personality Assessment

Discover your natural money style – are you more of a Spender, Saver, Avoider, Investor, Giver or Security-Seeker? There are no “right” or “wrong” types, only awareness and better decisions.
Before you start Takes ~3–4 minutes
✅ Answer honestly about how you usually behave, not how you wish you behaved.
1. When money hits your account (salary, business income, etc.), what is your first reaction?
Single choice
First instinct
2. How do you feel about tracking your spending (e.g. on an app or in a notebook)?
Single choice
Awareness
3. Imagine you get a KES 50,000 unexpected bonus. What feels most natural?
Single choice
Windfall behaviour
4. When it comes to investing (SACCO, unit trusts, shares, etc.), which statement fits you best?
Single choice
Investing
5. How do you usually respond to money requests from friends and family?
Single choice
Giving & boundaries
6. Which sentence best describes your day-to-day spending style?
Single choice
Daily habits
7. How do you feel about debt and loans?
Single choice
Debt attitude
8. Thinking about your future (10–20 years from now), which statement feels closest?
Single choice
Future focus
9. When you think about money conversations (with partner, family, or business partners) you:
Single choice
Communication
10. Which sentence sounds most like you on a normal month?
Single choice
Overall style
Please answer all questions before viewing your personality profile.
Your Money Personality Profile
Complete the questions to see your profile
Primary type: –
Your top 2 money personalities will show here, plus strengths and watch-outs.
Questions answered
0 / 10
Primary personality
Secondary personality
Mix
Your scores by personality
What this means for you
Once you see your profile, you’ll get simple language for your money style, plus practical ideas to lean into your strengths and protect against blind spots.
This assessment is for self-awareness only. None of the personalities are “good” or “bad” – the goal is to understand your patterns so you can design better systems (budgets, saving rules, boundaries) that fit you.