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Mobile App Loan Cost Analyzer
📱 Mobile App Loan Cost Analyzer

Mobile Loan Cost Analyzer

See the real cost of a mobile app loan by converting its fees and short-term interest into an annual effective interest rate.
This is the net amount you see in your account after any upfront / processing / disbursement fees have been deducted.
The amount the app expects you to pay back on the due date.
Any late, rollover, or penalty fees paid / expected.
Number of days from when you receive the money to when you repay (including any rollovers).
Please enter sensible values: amounts & days must be positive and the repayment should be at least as large as the amount received.
💡 Tip: Try different apps or fee structures and compare the effective annual rate – high numbers mean the loan is very expensive.
Cost Summary
Waiting for numbers…
0.0% effective per year
0.0% simple annual rate
Net amount received
KES 0.00
Total paid back (incl. extra fees)
KES 0.00
Total cost of loan
KES 0.00
Cost for this loan period
0.0% of amount received
Approx. daily cost
KES 0.00 per day
Cost per KES 100 borrowed
KES 0.00 for this period
Effective annual rate 0.0%
This is an estimate based on the net amount you receive, the total amount you pay back, and the loan term. Actual APR used by lenders may be calculated differently. Always compare costs before borrowing.