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Kenya Net Salary Calculator 2025 – Entrepreneur Toolkit

Kenya Net Salary Calculator (2025)

Calculate PAYE, NSSF (Tier I & II), SHIF, Affordable Housing Levy, optional pension & mortgage deductions – and your final net salary.

Payroll helper PAYE 2025 bands SHIF + AHL inclusive
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This calculator follows the 2025 PAYE logic: Taxable income = Gross salary minus allowable deductions (NSSF, SHIF, AHL, approved pension, mortgage interest). Then PAYE is applied using the current tax bands and reduced by personal & insurance reliefs. Always confirm with KRA or your accountant for any new Finance Acts or changes.
1. Salary & income

Use monthly amounts in Kenyan shillings (KES).

Basic salary + taxable allowances + commissions.
These do not reduce taxable income, but affect take-home pay.
2. Optional allowable deductions (before PAYE)

These reduce taxable income (within legal caps). If unsure, leave them as 0.

Tax-deductible up to KES 30,000 per month.
On qualifying home loan, up to KES 30,000 per month.
Life/health/education policies. Relief: 15% of premiums up to KES 5,000/month (max KES 750 relief).

Please enter a valid gross salary greater than zero.