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Debt Snowball / Avalanche Planner
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Debt Snowball / Avalanche Planner
Debt Payoff Planner
Enter your debts and see how fast you can clear them using either the
Snowball method (smallest balance first) or
Avalanche method (highest interest first).
This is the total amount you can pay across all debts each
month (including minimums and extra).
Enter each debt’s name, current balance,
interest rate and minimum monthly payment.
Debt name
Balance (KES)
Rate (% p.a.)
Min payment (KES)
Actions
Add at least one debt to start planning.
Please enter a positive monthly payment and at least one valid debt (balance & min payment).
Warning: Your total monthly payment is less than the sum of minimum payments. Adjust your budget or minimums.
Selected strategy result
Waiting for numbers…
0 months
Total interest: KES 0.00
SnowballSmallest balance first
Total months
0
Total interest
KES 0.00
AvalancheHighest rate first
Total months
0
Total interest
KES 0.00
Total interest – Snowball vs Avalanche
Snowball interest
Avalanche interest
Priority
Debt
Balance (KES)
Rate (%)
Min payment
Est. payoff (months)
Choose a strategy and enter your debts to see a payoff order.
This simulation assumes monthly interest with all
extra money going to the top-priority debt. Real-world results can
differ slightly depending on your lender’s exact calculation method
and payment dates.
