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CFPB Report Signals End of Home Refinancing Boom – Investopedia

The Consumer Financial Protection Bureau (CFPB) released its 2021 Mortgage Market Activity and Trends report on Monday, which covers residential mortgage lending activity and trends for the year. In particular, the report shows that an increase in activity was driven primarily by home purchase loans, signaling an end to the refinancing boom, and that the share of home purchase loans increased for minority borrowers compared to non-Hispanic white borrowers.
Under the HMDA, many financial institutions are required to maintain, report and publicly disclose loan-level information about mortgage loans. The CFPB's Mortgage Market Activity and Trends report is a product of this law and provides key information about whether home lenders are serving the housing needs of the communities they're in.
In the 2021 report, the federal agency lists a few key findings:
You can read the full report on the CFPB’s website.

Consumer Financial Protection Bureau. "Mortgage data (HDMA)."
Consumer Financial Protection Bureau. "CFPB Annual Report of 2021 Mortgage Market Activity Reveals an End to the Refinancing Boom and an Increase in Home Purchase Loans."
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Financial.co.ke was founded by Mr. Joseph Muongi Kamau. He holds a Master of Science in Finance, Bachelors of Science in Actuarial Science and a Certificate of proficiencty in insurance. He's also the lead financial consultant.